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Posts Tagged ‘counseling’
Credit Report vs. Credit Score
Anytime we apply for financing, we know they are going to access our credit report and pull our credit score to determine if we are approved and how high our interest rate will be. The Federal Reserve tells us that it is especially important that we understand our credit report, credit score and the companies that compile the information, the credit bureaus. So, what are the differences between your credit report and credit score? Find out below. Credit Report The four major components of a credit report consist of: your identity, your existing credit, your public record and inquiries about…